"I just refinanced my home loan through Optimum Financial Services. I was very happy with the way things worked out. We got a very good rate. My loan officer is a professional and very honest (this is a pleasant surprise when you look at other people involved in the real estate business). This is the second time I am dealing with Optimum Financial Services. Last time, when I bought the house, the loan officer was able to get a loan for me even though my circumstances were difficult (other lenders I had tried could not get the loan). A friend of mine has also used Optimum Financial Services on two occasions and was very happy with the service. My friend said "the loan officers at Optimum Financial Services never promised me a rate she couldn't get. In fact, she was conservative in her estimates so as not to disappoint."

S. Badia